ICOs 2.0, or Coinbase’s another step towards The Everything Exchange 🏦📈; LendingClub went from FinTech disruptor to digital banking powerhouse 😤🏦
FinTech is Eating the World, 11 November
Hey Everyone,
Good day & happy Tuesday! Today, all eyes are on ICOs 2.0, or Coinbase’s another step towards The Everything Exchange (what their digital token offerings platform is all about, why it could be huge & what it means for the future of FinTech + bonus deep dive into Coinbase’s 3Q 2025 financials), and LendingClub, which went from FinTech disruptor to digital banking powerhouse (deep dive into their 3Q 2025 earnings, breaking down the most important numbers, what they mean and whether LendingClub is worth your time & money in 2025 & beyond + a bonus deep dive into SoFi inside). So let’s just jump straight into the interesting stuff 🌶️
ICOs 2.0, or Coinbase’s another step towards The Everything Exchange 🏦📈
The news 🗞️ Digital asset giant Coinbase has just launched a digital token offerings platform that marks the first opportunity for U.S. retail investors to participate in primary token sales since the regulatory shutdown of initial coin offerings (ICOs) in 2018.
The platform fundamentally challenges how cryptocurrency projects raise capital while breaking down barriers that have historically excluded individual investors from early-stage opportunities dominated primarily by venture capital (VC) firms.
Let’s take a closer look, understand why it could be really, really huge & what’s next for Coinbase.