Bill.com's Q4 2024: a high-growth FinTech juggernaut with an expanding moat, but valuation remains a concern 🤔📈; Mercado Libre unveils its own stablecoin - Meli Dollar 😳🪙

FinTech is Eating the World, 22 August

Hey Everyone,

Good morning & happy Friday! On today’s radar, we’re looking at the latest financials of Bill.com, a high-growth FinTech juggernaut with an expanding moat yet questionable valuation (breaking down the key Q4 2024 numbers, strategic outlook & what’s next for BILL + a collection of bonus deep dives into FinTech stocks you can’t afford to ignore), and LatAm’s tech giant Mercado Libre which just unveiled its own stablecoin (what it’s all about & why it makes good sense + a bonus deep dive into FinTech giant MELI 0.00%↑). Let’s just jump straight into the interesting stuff 🌶️

Bill.com's Q4 2024: a high-growth FinTech juggernaut with an expanding moat, but valuation remains a concern 🤔📈

Earnings time 🤑 BILL Holdings BILL 0.00%↑ has established itself as a leader in the financial operations software space for small and medium-sized businesses (SMBs), demonstrating impressive growth and an expanding ecosystem.

Their latest Q2 2024 financials proved that by beating Wall Street estimates yet investors must weigh the company's strong fundamentals against its lofty valuation.

Let’s take a closer look into the most important numbers, uncover what they mean, and see whether BILL is worth your time and money in 2024.