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Agentic AI set to transform financial services in 2025 and beyond 🤖💸; Discover Financial’s Q4 2024: strong core metrics & Capital One merger create a compelling risk-reward proposition 👀📈
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Agentic AI set to transform financial services in 2025 and beyond 🤖💸; Discover Financial’s Q4 2024: strong core metrics & Capital One merger create a compelling risk-reward proposition 👀📈

FinTech is Eating the World, 24 January

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Linas Beliūnas
Jan 24, 2025
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Linas's Newsletter
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Agentic AI set to transform financial services in 2025 and beyond 🤖💸; Discover Financial’s Q4 2024: strong core metrics & Capital One merger create a compelling risk-reward proposition 👀📈
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Hey Everyone,

Good morning & happy Friday! Today’s issue is perfectly tailored for ending another busy week in FinTech 👏 We’re going to look at Agentic AI which is set to transform financial services in 2025 and beyond (unpacking Citi’s latest report, why it matters & what’s next + bonus deep dives into Citi, Goldman Sachs & more Finance + AI stuff), and Discover Financial’s Q4 2024, or how strong core metrics & Capital One merger create a compelling risk-reward proposition (breaking down their latest numbers, what they tell us & whether Discover is worth your time in 2025 & beyond). So let’s just jump straight into the incredible stuff 🌶️

Agentic AI set to transform financial services in 2025 and beyond 🤖💸

Following the trends 📈 Banking giant Citi C 0.00%↑ recently released an interesting report exploring the transformative potential of agentic artificial intelligence (AI), a cutting-edge advancement enabling AI systems to make decisions and execute tasks autonomously.

Citi argues that through the emergence of agentic AI, a significant transformation is underway in financial services. Unlike traditional AI or even generative AI, agentic AI can autonomously make decisions and execute tasks without constant human prompting, representing a potential paradigm shift in how financial services operate.

Let’s take a quick look at this, uncover the key insights, why they matter, and what’s next.

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