Revolut expands into commercial real estate lending 👀🏠; Mastercard continues being payments powerhouse with expanding moat & compelling growth runway 💳📈; LendingClub’s Q4 2024 🤔🏦

FinTech is Eating the World, 31 January

Hey Everyone,

Good morning & happy Friday! This week in FinTech was just insane, and we’re ending it with a very strong note 😤 Today we’re looking at Revolut which is expanding into commercial real estate lending (what it’s all about & why it matters + some bonus reads inside), Mastercard that continues being payments powerhouse with expanding moat & compelling growth runway (breaking down their latest numbers, what they mean & whether Mastercard is worth your time and money in 2025 + bonus deep dives into its competitors), and LendingClub’s Q4 2024 (it’s a digital banking evolution story with improving economics, though execution risks remain + bonus deep dive into its biggest competitor). So let’s just jump straight into the amazing stuff 🌶️

Revolut expands into commercial real estate lending 👀🏠

The news 🗞️ London-based FinTech giant Revolut is making a strategic move into commercial real estate lending, marking another significant expansion of its financial services portfolio.

The company has appointed Duncan Batty, formerly head of the real estate finance platform at M&G Investments, to build and lead this new business unit from the ground up.

Let’s take a quick look at this and see why it matters.