Affirm and FIS partner up to let banks offer BNPL 🤝💳; Robinhood's wild Q4: record profits, 88% AUC growth, and global expansion signal a new era of growth 🤑💸

FinTech is Eating the World, 13 February

Hey Everyone,

Good morning & happy Thursday! Today we’re looking into Affirm and FIS which have just partnered up (what it’s all about and why it matters + bonus deep dive into Affirm & their latest financials), and Robinhood which just posted a record quarter signaling a new era of growth (breaking down their latest Q4 2024 numbers, what they mean, and whether Robinhood is worth your time and money in 2025 & beyond). So let’s jump straight into the fascinating stuff 🌶️

Affirm and FIS partner up to let banks offer BNPL 🤝💳

The news 🗞️ Buy Now, Pay Later (BNPL) pioneer Affirm AFRM 0.00%↑ and finance giant FIS FIS 0.00%↑ have just announced a partnership that marks a significant shift in the BNPL landscape.

This collaboration will enable FIS's banking clients to integrate Affirm's pay-over-time capabilities directly into their existing debit card programs, representing the first major initiative to bring BNPL functionality to traditional debit cards.

Let’s take a quick look at this, see why it matters, and what’s next.