Block’s Q4 2024: dual ecosystem strategy gaining momentum, but execution will define 2025 success 🤔📊; Inside JPMorgan's AI Revolution 🤖🏦

FinTech is Eating the World, 26 February

Hey Everyone,

Good morning & happy Wednesday! Today’s issue is especially interesting as we’re diving deep into Block and their latest Q4 2024 financials (unpacking the most important numbers, what they mean & whether XYZ 0.00%↑ is worth your time and money in 2025 + bonus deep dives into Square’s biggest competitors in the space), and taking an inside look into JPMorgan’s AI revolution (holistic recap of banking giant’s AI efforts & results so far, and what does that tell us about the future of FinTech + bonus deep dive into JPM’s latest financials & a list of top 70 AI agents you must know). So let’s jump straight into the transformative stuff 🌶️

Block’s Q4 2024: dual ecosystem strategy gaining momentum, but execution will define 2025 success 🤔📊

Earnings time ☎️ Jack Dorsey’s Block XYZ 0.00%↑ reported weaker-than-expected revenue and profit for the fourth quarter, which led the stock to slide in extended trading, and it’s now down nearly 25% over the last 5 days. Ouch… 🥶

But it’s not that bad.

If you look closer at Block's Q4 2024 earnings, you can see a company that has successfully transformed itself while delivering good financial results. The company is now actually at an inflection point with promising growth initiatives balanced against execution challenges in a competitive landscape.

Let’s take a deeper dive into this and see whether Block is worth your time and money in 2025.