Visa's deepening moat: network effect dominance, payment digitization, & value-added services create unstoppable growth engine for finance giant 😤💳; BBVA secures crypto trading licence 😳🇪🇸

FinTech is Eating the World, 11 March

Hey Everyone,

Good morning & happy Tuesday! Today’s issue is really interesting as we’re diving deep into Visa and its deepening moat (how network effect dominance, payment digitization, and value-added services create unstoppable growth engine for the finance giant + bonus deep dives into Visa’s & Mastercard’s latest financials) and Spanish banking giant BBVA which just secured historic crypto trading license bringing Bitcoin to millions (what it’s all about & why it matters + more bonus reads inside). So let’s jump straight into the phenomenal stuff 🌶️

Visa's moat keeps deepening: network effect dominance, payment digitization, & value-added services create unstoppable growth engine for the finance giant 😤💳

Following the money 💸 Finance giant Visa V 0.00%↑ continues to strengthen its competitive positioning while simultaneously diversifying its revenue streams in ways that enhance its long-term durability.

That was the message I got across during the company’s 2025 Investor Day, which provides compelling evidence that Visa is not merely maintaining its market leadership but actively expanding its addressable market and enhancing its value proposition.

Let’s take a deeper dive into this, uncover key insights, and see what’s next for Visa.