Block's Inflection Point: margin strength vs. growth concerns in a critical transition year 📉📈; Elon Musk's xAI, Palantir, and TWG Global join forces to transform financial services with AI 🤝🤖

FinTech is Eating the World, 7 May

Hey Everyone,

Good morning & happy Wednesday! Today’s issue is undoubtedly the best one yet as we’re looking into Block, which is currently at a critical inflection point, navigating between margin strength & growth concerns (deep dive into their Q1 2025 financials uncovering the most important numbers, what they mean and what’s next for Block + bonus deep dive into Robinhood & its latest financials), and Elon Musk's xAI that just teamed up with Palantir and TWG Global to transform financial services with AI (what it’s all about & what it means for the future of AI in Finance + bonus deep dive into Elon’s Super App plans for X/xAI AND some priceless guides & playbooks for winning with AI in the enterprise). So let’s just jump straight into the paradigm-defining stuff 🌶️

Block's Inflection Point: margin strength vs. growth concerns in a critical transition year 📉📈

Earnings time ☎️ Block XYZ 0.00%↑ just delivered a disappointing Q1 2025 performance, significantly missing consensus estimates across key metrics and reducing full-year guidance. The earnings disappointment, coupled with reduced guidance, triggered a 20% stock price decline, extending the year-to-date loss to a whopping ~46%. Ouch 🥲

But let’s take a deeper dive into this, unpack the most important numbers & figures, see what they mean, and why XYZ 0.00%↑ might actually be worth your time and money in 2025 & beyond.