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Linas's Newsletter
Stablecoin giant Circle launches its $5.65 billion IPO 🔔📈; AI-powered lending platform Pagaya enters BNPL market with $300M bond issuance 🤖🛍️

Stablecoin giant Circle launches its $5.65 billion IPO 🔔📈; AI-powered lending platform Pagaya enters BNPL market with $300M bond issuance 🤖🛍️

FinTech is Eating the World, 28 May

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Linas Beliūnas
May 28, 2025
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Linas's Newsletter
Linas's Newsletter
Stablecoin giant Circle launches its $5.65 billion IPO 🔔📈; AI-powered lending platform Pagaya enters BNPL market with $300M bond issuance 🤖🛍️
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Hey Everyone,

Good morning & happy Wednesday! Today’s issue is truly interesting as we’re looking into stablecoin giant Circle, which officially just launched its $5.65 billion IPO (what it’s all about & why it matters + a bonus deep dive into Circle, its financials, etc. & the ultimate list of 110+ real-world stablecoin use cases), and AI-powered lending platform Pagaya that just entered BNPL market with $300M bond issuance (what it’s all about & why it matters for Klarna + bonus deep dive into Klarna’s S-1). So let’s just jump straight into the good stuff 🌶️

Stablecoin giant Circle launches its $5.65 billion IPO 🔔📈

The news 🗞️ Circle Internet Group, or just Circle, the company behind the world's second-largest stablecoin USDC, has officially launched its initial public offering with plans to raise up to $624 million.

The New York-based firm is offering 24 million shares priced between $24 and $26 each, targeting a valuation of approximately $5.65 billion.

Let’s take a closer look at this and see why it matters.

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