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PayPal's AI-Powered Renaissance: a compelling value play trading at a historic discount 🤖📉; JPMorgan to acquire Apple's troubled credit card partnership from Goldman Sachs 🍎💳

FinTech is Eating the World, 30 July

Linas Beliūnas's avatar
Linas Beliūnas
Jul 30, 2025
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Hey Everyone,

Good morning & happy Wednesday! Today, all eyes are on PayPal's AI-powered renaissance that suggests a really compelling value play trading at a historic discount (breaking down the FinTech giant’s Q2 2025 financials uncovering the most important facts & figures, what they mean, what’s next and why PayPal today represents an exceptional long-term investment opportunity + other deep dives & resources inside), and JPMorgan, which is set to acquire Apple's troubled credit card partnership from Goldman Sachs (what it’s all about & why it’s a win-win for both parties + a bonus deep dive into JPM & it's latest financials). So let’s just jump straight into the incredible stuff 🌶️

PayPal's AI-Powered Renaissance: a compelling value play trading at a historic discount 🤖📉

Earnings time 🤑 Finance behemoth PayPal PYPL 0.00%↑ just delivered strong Q2 2025 results, beating estimates and raising guidance, yet shares dropped close to 10% following the earnings release 🤷‍♂️

We believe this represents an exceptional long-term investment opportunity for value investors. The company has successfully executed a strategic transformation from legacy payments processor to AI-driven commerce platform, delivering margin expansion and sustainable competitive advantages that the market now dramatically undervalues.

Let’s take a deep dive into this, unpack the most important facts & figures, and see why PayPal has 33-47% upside potential with asymmetric risk-reward characteristics.

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