Chime's first earnings: strong fundamentals collide with valuation reality 🧐📊; Remitly’s Q2 2025: undervalued digital remittance leader finally achieving sustainable profitability 👏🤑

FinTech is Eating the World, 8 August

Hey Everyone,

Good day & happy Friday! Another incredibly packed FinTech week is about to end… The world's first AI-native investment bank, regulatory clarity for liquid staking & its impact, further emergence of stablecoins, deep dives into Coinbase, Shopify, Mastercard, and more was covered over the last 5 days alone 🤯 But the good thing is that it’s not over yet as today we’re looking into Chime's first earnings (deep dive into their Q2 2025 financials to see how strong fundamentals collide with valuation reality), and Remitly’s Q2 2025, or how undervalued digital remittance leader is finally achieving sustainable profitability (a really deep dive into their latest financials, breaking down the key facts & figures, what they mean & why Remitly is worth your time in 2025 & beyond). So let’s just jump straight into the underrated stuff 🌶️

Chime's first earnings: strong fundamentals collide with valuation reality 🧐📊

Earnings time 📞 FinTech challenger Chime CHYM 0.00%↑ just published its Q2 2025 financials, its first-ever earnings as a publicly-traded company.

While the company delivered robust 37% year-over-year revenue growth to $528 million and demonstrated meaningful operational leverage, deeper analysis reveals concerning valuation levels and structural vulnerabilities that challenge the investment thesis at current prices.

Let’s take a deeper dive into this, break down the key financial facts & figures, understand what they mean, and what’s ahead for Chime.