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Linas's Newsletter
Nubank’s Q2 2025, or why Latin America's digital banking emperor is the FinTech investment steal of the decade 😤📈; Citi is exploring custody & payment services for stablecoins, and crypto ETFs 😳🪙

Nubank’s Q2 2025, or why Latin America's digital banking emperor is the FinTech investment steal of the decade 😤📈; Citi is exploring custody & payment services for stablecoins, and crypto ETFs 😳🪙

FinTech is Eating the World, 19 August

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Linas Beliūnas
Aug 19, 2025
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Linas's Newsletter
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Nubank’s Q2 2025, or why Latin America's digital banking emperor is the FinTech investment steal of the decade 😤📈; Citi is exploring custody & payment services for stablecoins, and crypto ETFs 😳🪙
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Hey Everyone,

Good morning & happy Tuesday! Today’s issue is very interesting as we’re looking into Nubank’s Q2 2025 earnings to see why Latin America's digital banking emperor is the FinTech investment steal of the decade (deep dive into NU’s financials, what they mean, what’s next & why you just can’t be not bullish on NU 0.00%↑), and Citi, which is now exploring custody & payment services for stablecoins, as well as crypto ETFs (what it’s all about, why it makes sense & what’s next for FinTechs & banks + bonus deep dives into Citi, crypto custody king Coinbase, and their latest financials + the ultimate list of stablecoin resources inside). So let’s just jump straight into the amazing stuff 🌶️

Nubank’s Q2 2025, or why Latin America's digital banking emperor is the FinTech investment steal of the decade 😤📈

Earnings time 🤑 Nu Holdings NU 0.00%↑, or just Nubank, a leading digital bank in Latin America, just reported its second-quarter 2025 earnings, showcasing significant financial growth.

In short, Nubank yet again proves it’s the gold standard for digital banking in emerging markets, combining exceptional operational efficiency with sustainable competitive advantages that position it as LatAm’s undeniable financial technology winner.

Let’s take a deeper dive into this, unpack the most important facts & figures, and see why NU is an undervalued future bet FinTech investors just cannot ignore.

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