Klarna's Q2 2025: a compelling AI-powered growth story hidden behind credit concerns 💳📈; Robinhood’s AI investment insights launch in the UK 🇬🇧🤖; The world's first 50% stablecoin IPO 😳🪙

FinTech is Eating the World, 20 August

Hey Everyone,

Good morning & happy Wednesday! Today we’re looking into Klarna's Q2 2025 to understand why it’s a compelling AI-powered growth story hidden behind credit concerns (deep dive into their latest financials, uncovering the most important facts & figures, what they mean & what’s next for Klarna + bonus deep dives & the Agentic AI Playbook for Finance inside), Robinhood’s AI investment insights that just launched in the UK (what it’s all about & why it matters + bonus deep dive into Robinhood’s Q2 2025 financials and the list of top 20 AI Agents of 2025), and the world's first 50% stablecoin IPO (what happened & what it indicates + bonus take on Bullish’s IPO & the ultimate list of stablecoin resources inside). Let’s jump straight into the awesome stuff 🌶️

Klarna's Q2 2025: a compelling AI-powered growth story hidden behind credit concerns 💳📈

Following the money 💸 Swedish-based Buy Now, Pay Later (BNPL) pioneer Klarna reported its second-quarter earnings results as it prepares to become a public company. In short, we see a FinTech powerhouse executing a masterful transformation from niche BNPL provider to comprehensive digital banking platform.

While credit provisioning headwinds create near-term noise and market skepticism, the underlying business exhibits exceptional unit economics and network effects, positioning it as a dominant force in the evolving payments ecosystem.

Let’s take a deeper dive into this, uncover the most important facts & figures, understand what they mean, and see what’s next for Klarna (& whether you should be bullish on their stock).