SoFi, the FinTech flywheel that finally achieves escape velocity 😤📈; Nubank eyes bank acquisition as Brazilian regulators tighten FinTech rules 🏦🇧🇷

FinTech is Eating the World, 28 August

Hey Everyone,

Good day & happy Thursday! Today we’re looking into SoFi, and how their FinTech flywheel has finally achieved escape velocity (deep dive into their Q2 2025 financials, unpacking the most important facts & figures to see why you should be bullish on SoFi for the years to come), and financial technology giant Nubank, which is now eyeing bank acquisition in Brazil (what it’s all about, why it matters & what to expect next + bonus deep dive into NU and why it’s a FinTech steal of the decade). So let’s just jump straight into the fascinating stuff 🌶️

SoFi, the FinTech flywheel that finally achieves escape velocity 😤📈

Following the money 🤑 SoFi Technologies SOFI 0.00%↑ has delivered one of the most compelling FinTech transformation stories of 2025, and nobody’s talking about it.

In addition to beating Q2 estimates, SoFi represents a rare breed in FinTech – a company that has evolved from a single-product student loan refinancer into a comprehensive digital financial services platform, and the recent numbers suggest this transformation is reaching an inflection point that could drive outsized returns.

So let’s take a deeper dive into their Q2 2025 numbers, unpack the most important facts & figures, understand what they mean, and see why you should be bullish on SoFi for the years to come.