Affirm's remarkable transformation: from growth story to profitable FinTech powerhouse 🤑📈; Revolut hits $75 billion valuation 🤯🏦

FinTech is Eating the World, 2 September

Hey Everyone,

Good morning & happy Tuesday! Today all eyes are on Affirm's remarkable transformation, and how BNPL pioneer went from from growth story to profitable FinTech powerhouse (deep dive into their latest Q4 2025 earnings, unpacking the most important facts & figures, what they mean & why you should be bullish on AFRM 0.00%↑ + bonus deep dive into their biggest competitor Klarna), and challenger banking behemoth Revolut which just hit a whopping $75 billion valuation (what it’s all about, why it matters & what’s next + bonus dives into Revolut, Nubank and Coinbase inside). So let’s just jump straight into the game-changing stuff 🌶️

Affirm's remarkable transformation: from growth story to profitable FinTech powerhouse 🤑📈

Earnings time 📞 FinTech giant Affirm AFRM 0.00%↑ has achieved a pivotal inflection point that fundamentally reshapes its investment narrative. After years of prioritizing growth over profitability, the Buy Now Pay Later (BNPL) pioneer has successfully demonstrated that its business model can generate sustainable profits while maintaining robust expansion.

The company's latest Q4 2025 results thus represent more than just strong quarterly performance - they signal Affirm's maturation into a financially disciplined market leader positioned to capture the enormous secular opportunity in digital payments.

Let’s take a deeper dive into this, unpack the most important facts & figures, and see why you should be bullish on Affirm.