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Klarna's IPO filing 2.0: an incredible FinTech transformation story at the intersection of growth and profitability 📈💸

FinTech is Eating the World, 3 September

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Linas Beliūnas
Sep 03, 2025
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Hey Everyone,

Good morning & happy Wednesday! Today, we’re fully focused on Swedish FinTech giant Klarna, which finally & officially filed its updated IPO prospectus (deep dive into Klarna’s 451-page F-1 filing, uncovering the key financial facts and figures, understanding why they matter, and why you should be bullish on one of the most significant FinTech public debuts in recent years + a bonus deep dive into Klarna’s biggest competitor Affirm). So let’s just jump straight into the awesome stuff 🌶️

Klarna's IPO filing 2.0: an incredible FinTech transformation story at the intersection of growth and profitability 📈💸

The BIG News 🥳 After months of anticipation, Swedish Buy Now, Pay Later giant Klarna has finally & officially filed its updated IPO prospectus, setting the stage for what could be one of the most significant FinTech public debuts in recent years.

Trading under the ticker symbol $KLAR on the New York Stock Exchange, Klarna's 451-page F-1 filing reveals a company that has orchestrated probably one of the most impressive turnarounds in the FinTech sector to date.

So let’s take a deeper dive into Klarna’s F-1 filing, uncover the key facts and figures, understand why they matter, and see what’s next for the FinTech giant post IPO (+ a bonus deep dive into Klarna’s biggest competitor Affirm inside).

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