PayPal partnered with OpenAI in an AI-powered Agentic Commerce push 🤖🛍️; Fiserv’s reckoning: a severe 3Q 2025 reset reveals both peril and potential at distressed valuation 🤔📊

FinTech is Eating the World, 30 October

Hey Everyone,

Good day & happy Thursday! Today, all eyes are on PayPal, which just partnered with OpenAI in an AI-powered Agentic Commerce push (what it’s all about, why it matters & what’s the biggest risk nobody’s talking about + bonus deep dive into PayPal’s latest 3Q 2025 financials), and Fiserv’s reckoning, or why a severe 3Q 2025 reset reveals both peril and potential at distressed valuation (breaking down the key numbers, what they mean and whether Fiserv is worth your time and money in 2025 & beyond). So let’s jump straight into the good stuff 🌶️

PayPal partnered with OpenAI in an AI-powered Agentic Commerce push 🤖🛍️

The news 🗞️ PayPal PYPL 0.00%↑ and OpenAI have established a strategic partnership that fundamentally reimagines how consumers interact with commerce platforms. At the core of this collaboration, PayPal has become the first payments wallet integrated directly into ChatGPT, enabling users to complete purchases within conversational AI experiences without leaving the platform.

This integration extends beyond simple payment processing, as PayPal has launched comprehensive agentic commerce services that allow merchants to synchronize their product catalogs across multiple AI channels, making inventory discoverable and purchasable through platforms including ChatGPT and Perplexity.

Let’s take a quick look at this, understand why it could be huge & what’s next.