OpenAI’s Platform Play: is it the end of finance apps as we know them? 🤔💸; Cross-border payments’ Kodak Moment? Visa embeds stablecoins into core rails 📸🪙
FinTech is Eating the World, 16 January
Hey Everyone,
Good morning & happy Friday! I couldn’t wish for a better issue to end such a packed week… 🤯 Today, we’re looking into OpenAI’s Platform Play, and why it could be the end of finance apps as we know them (why it matters and what Generative UI is all about + bonus deep dive into OpenAI’s Super App ambitions & the top 10 AI startups to watch in 2026 inside), and Visa, which just embeded stablecoins into core rails (why it could be x-border payments’ Kodak Moment, and what’s next + bonus deep dive into Visa’s latest earnings & the ultimate list of stables resources inside). So let’s jump straight into the interesting stuff 🌶️
OpenAI’s Platform Play: is it the end of finance apps as we know them? 🤔💸
The biggest ignored news 🤷♂️ The world’s most valuable startup OpenAI just hired Max Stoiber to [officially] turn ChatGPT into an OS, and nobody seems to be paying attention.
But we all should.
While Sam Altman and the team have earlier hinted at their ambitions beyond just owning the world’s most popular AI chatbot, this is perhaps the first official signal that marks the beginning of computing’s fourth great abstraction (more on this below).
One that could fundamentally restructure how financial (& other) services are discovered, delivered, and monetized.
Let’s take a look at this, understand why it truly matters, and what’s next.
