Robinhood’s Q2 2025: The Great FinTech Transformation 👏📈; Visa expands multi-blockchain stablecoin offerings 🪙⛓️
FinTech is Eating the World, 1 August
Hey Everyone,
Good morning & happy Friday! Another fascinating FinTech week is about to end… How AI is reshaping financial services, deep dive into PayPal’s latest financials, JPMorgan overtaking Apple Card, Agentic AI Survival guide, and more was covered over the last 5 days alone 🤯 But the good thing is that it’s not over yet as today we’re looking into Robinhood’s Q2 2025, or the Great FinTech Transformation (deep dive into their latest financnials, unpacking the most important facts & figures, whether Robinhood is worth your time & money this year and what’s next for the FinTech giant), and Visa, which is expanding its multi-blockchain stablecoin offerings (what it’s all about & what’s the bigger picture here + bonus deep dive into Visa’s Q3 2025 & the ultimate list of stablecoin resources). So let’s just jump straight into the exciting stuff 🌶️
Robinhood’s Q2 2025: The Great FinTech Transformation 👏📈
Earnings calling ☎️ Stock trading giant Robinhood Markets HOOD 0.00%↑ has just delivered solid Q2 2025 results with revenue surging 45% year-over-year and net income more than doubling.
If someone doubted it, it’s now more than clear that Robinhood has indeed executed a remarkable transformation from meme-stock darling to legitimate diversified financial powerhouse. The company now operates 9 distinct business lines, each generating over $100 million annually, achieved a remarkable 56% adjusted EBITDA margin with 81% incremental margins, and demonstrated genuine operational excellence. Let that sink in.
However, even accounting for this transformation, we believe the stock trades at a significant premium to intrinsic value. Let’s dive deeper into this, unpack the most important facts & figures, and see what’s next for Robinhood.