LendingClub's banking transformation finally reaches an inflection point 🏦📈; FinTech giants battle for young savers: Revolut challenges Monzo with premium youth savings rates 👶🏦

FinTech is Eating the World, 29 August

Hey Everyone,

Good morning & happy Friday! Another incredibly packed FinTech week is about to end… The Ultimate Financial Plan for SaaS & AI Startups, the world’s first fully AI-powered bank, JPMorgan claiming its first open banking victim, Klarna’s upcomming IPO and more was covered over the last 5 days alone 🤯 But the good thing is that it’s not over yet, as today we’re looking into LendingClub's banking transformation that finally reaches an inflection point (a deep dive into their latest Q2 2025 earnings, unpacking the most important numbers, what they mean, and if LC 0.00%↑ is worth your time and money in 2025 & beyond + a bonus deep dive into SoFi inside), and FinTech giants Revolut and Monzo that are now battling for young savers (what it’s all about, what it means & what to expect next + bonus deep dives into Revolut & Monzo inside). So let’s just jump straight into the underrated stuff 🌶️

LendingClub's banking transformation finally reaches an inflection point 🏦📈

Following the money 🤑 Yesterday, we looked at SoFi SOFI 0.00%↑, and why it’s an underrated FinTech giant worth keeping a close eye on. Today, let’s take a look at LendingClub LC 0.00%↑, another digital banking breakout star that nobody’s paying attention to.

Their second quarter 2025 results reveal a company at a critical inflection point, having successfully navigated the treacherous transition from peer-to-peer lending pioneer to a fully integrated digital marketplace bank.

Let’s take a deep dive into this, unpack their most important Q2 2025 numbers, understand what they mean, and see why it’s worth your time and money in 2025 & beyond.