Couldn't agree more. This totally connects to your Agents 20 piece, seeing the 'everything app' future becoming so real. Your grasp on AI and FinTech is just brilliant Linas.
OpenAI's strategy to build inward from inteligence to transactions is fascinatng. The behavioral lock-in you mentioned through stored memories and integrated workflows creates switching costs that go beyond just model performance. When SoFi launches crypto trading at the same time OpenAI is integrating commerce, we're seeing the convergence you described play out in real time. The question of whether ChatGPT becomes the default interface for financial decision-making isn't hypothetical anymore.
Couldn't agree more. This totally connects to your Agents 20 piece, seeing the 'everything app' future becoming so real. Your grasp on AI and FinTech is just brilliant Linas.
thank you for reading!
OpenAI's strategy to build inward from inteligence to transactions is fascinatng. The behavioral lock-in you mentioned through stored memories and integrated workflows creates switching costs that go beyond just model performance. When SoFi launches crypto trading at the same time OpenAI is integrating commerce, we're seeing the convergence you described play out in real time. The question of whether ChatGPT becomes the default interface for financial decision-making isn't hypothetical anymore.
Indeed. How would you feel about trusting your whole life with ChatGPT?
This is great. Super interesting and valuable - thank you!
Thank you for reading - glad it was interesting.