Sitemap - 2025 - Linas's Newsletter

JPMorgan breaks new ground with JPMD deposit token launch 🏦🪙; Coinbase's tokenized equity gambit: a strategic inflection point for financial markets 📈💸

Amazon and Walmart explore stablecoin launch to bypass Visa & Mastercard fees 😳🪙; PayPal transforms digital advertising with Shoppable Storefront Ads 🛍️💳

The Ultimate List of Resources about Stablecoins 🪙

Chime’s shares surge 37% in stellar public market debut 😤📈; Fiserv is readying for major stablecoin push 🚀🪙; Starling becomes first UK bank to deploy AI-powered spending analytics 💸🤖

FinTech IPOs are back? Chime’s shares surge 37% in a stellar public market debut 😤📈; Coinbase expands consumer reach through strategic American Express and Shopify partnerships 🛍️💳

Gemini exchange files for Wall St. IPO 😳📈; Fiserv is readying for major stablecoin push 🚀🪙; Stripe is accelerating the convergence of traditional & digital finance with Privy acquisition 🤝💸

Chime's $11 billion IPO, or a dramatic comedown from FinTech's peak valuations 🫧📉; Starling Bank becomes first UK digital bank to deploy AI-powered spending analytics 💸🤖

Fiserv completes European expansion strategy with full acquisition of AIB 🤝🇪🇺; UK’s strategic AI alliance with NVIDIA to transform financial services innovation 🤖💸

9 Essential Artificial Intelligence Guides to Get the Most from AI 🤖

Santander enters the stablecoin race 👀🪙; Revolut is building a crypto derivatives platform 😳📈; Robinhood secures Lithuania's first crypto license 🏦🇱🇹

Circle's explosive IPO debut signals new era for stablecoins in public markets 📈🔥; Wise's New York migration indicates deepening crisis for London's capital markets 👋🇬🇧

dLocal expands African presence through AZA Finance acquisition 😳💸; Santander enters the stablecoin race 👀🪙; Klarna expands banking ambitions with debit card launch 💳🏦

Revolut is building a crypto derivatives platform 😳📈; PayPal expands physical payments footprint with new credit card 💳🛍️

Digital Banking's Crown Jewel: Monzo's 2025 Annual Report Shows Exceptional Unit Economics and Market Leadership 😤🏦; Robinhood secures Lithuania's first crypto license 🏦🇱🇹

The VC Financial Playbook 💸📚

Robinhood is targeting UK's active traders 🖥️📈; BIG US banks to challenge crypto giants in $246B stables market 🪙🏦; Block transforms Square into Bitcoin payment gateway 😳🪙

Block transforms Square into Bitcoin payment gateway 😳🪙; Robinhood targets UK's active traders with advanced desktop platform launch 🖥️📈; PayPal secures strategic regulatory victory in India ✅🇮🇳

Starling's Engine roars, but will it be enough? 🤔🏦; Global Payments streamlines operations with $1.1B Heartland Payroll sale to Acrisure 😳💸

Stablecoin giant Circle launches its $5.65 billion IPO 🔔📈; AI-powered lending platform Pagaya enters BNPL market with $300M bond issuance 🤖🛍️

Major US banks unite to challenge crypto giants in $246B stablecoin market 🪙🏦; Google’s AI might eliminate traditional online checkout 😳🛍️

Unlock Explosive Growth: The Ultimate LTV/CAC Calculation Template 📈

Revolut CEO wants to revolutionize Venture Capital with $250M AI-Powered Fund 🤖💸; AI-native stablecoins bank? 🤔🏦

Klarna’s AI-powered efficiency masks growing credit concerns 📊🤖; Kraken to launch 24/7 tokenized stock trading 😳💸; AI-native stablecoins bank? 🤔🏦

Affirm: the profitable growth breakthrough Wall Street missed 💳📈; Most banks will not survive the AI revolution 🤖🏦

Revolut founder wants to revolutionize Venture Capital with $250M AI-Powered Fund 🤖💸; JPMorgan's Crypto Pivot: Jamie Dimon finally embraces Bitcoin despite long-standing skepticism 😳📈

Chime's S-1: riding the Durbin Moat to IPO, but is the water deep enough for long-term investors? 🤔📊

The Ultimate List of Top Seed Investors of 2025 💸🚀

How Stripe built AI but for payments 🤖💳; Robinhood expands North with $179M WonderFi acquisition 💸🇨🇦; Klarna reverses AI-first strategy, returns to human CS 😳🤖

PayPal and Perplexity join forces to pioneer AI-powered shopping 🤖🛍️; Coinbase’s Q1 2025: revenue diversification shows promise, but regulatory & security headwinds demand caution 📊👀

Latin America's digital banking giant Nubank is poised for profit explosion despite margin pressures 😤🏦; How Stripe built AI but for payments 🤖💳

Monzo finally prepares for £6B IPO 🥳🔔; Robinhood expands North: acquires Canadian crypto firm WonderFi in $179M deal 💸🇨🇦; Payoneer pursues sale 🏷️😳

Klarna reverses AI-first strategy, returns to human customer service 😳🤖; Revolut tests mortgages in Lithuania, signaling broader European ambitions 🏦🇱🇹

KPI Dashboards That Supercharge Your Decision Making 📊✨

Ripple to buy Circle for $20B? 😳; Robinhood’s blockchain platform will connect European investors to US markets 💶; xAI, Palantir, & TWG Global join forces to transform FinServ with AI 🤖

Robinhood’s new blockchain platform will connect European investors to US markets 💶🇺🇸; Meta explores stablecoins for cross-border payments 😳🪙; eToro to IPO next week: targets $4B valuation 💸🔔

Ripple to acquire Circle for $20B? 😳🪙; Revolut embraces Bitcoin's Lightning Era🔥🪙; AvidXchange goes private in $2.2B deal 🤝🤑

Block's Inflection Point: margin strength vs. growth concerns in a critical transition year 📉📈; Elon Musk's xAI, Palantir, and TWG Global join forces to transform financial services with AI 🤝🤖

The Renaissance Platform: Robinhood's transformation from meme stock enabler to financial services powerhouse 😤📱; Fifth Third's AI Chatbot reaches 87% accuracy, now handles 700+ daily calls 🤖🏦

The AI Strategy Playbook that Builds Billion‑Dollar Moats 💸🤖

Finance giants launch AI Shopping Agents in agentic commerce race 🤖🛍️; Revolut & N26 dial into €500B telco market 😳📲; JPMorgan alerts that AI skyscrapers are being built on digital quicksand 🤖🏜

FinTech giants Revolut & N26 dial into €500 billion telecoms market 😳📲; Citi predicts stablecoins could reach $3.7 trillion by 2030 🪙🔥

Fiserv is weathering the growth skepticism storm despite strong fundamentals & margin expansion 👀💳; Finance giants launch AI Shopping Agents in agentic commerce race 🤖🛍️

JPMorgan alerts that AI skyscrapers are being built on digital quicksand 🤖🏜️; Mastercard is embracing stablecoin revolution 🪙😤; Banks finally offload $13B in 𝕏 debt 👀💰

Revolut set to disrupt Irish mortgage market 🇮🇪🏦; Nubank’s Mexican banking license set to transform digital banking landscape 🏦🇲🇽

The Ultimate Beginners Guide to AI 📚🤖

ChatGPT's Shopify integration to transform online shopping 🤖🛍️; Coinbase & PayPal unite to reshape payments with stables 🤝🪙; AI allows smaller FinTechs to punch above their weight 🥊🤖

Revolut’s profit machine reaches escape velocity with 72% revenue surge & 149% profit growth in 2024 🤯🚀; Coinbase & PayPal unite to reshape digital payments landscape with stablecoins 🤝🪙

Citi's transformation bearing fruit: strong Q1 performance signals turnaround progress despite global uncertainty 📈🏦; AI empowers smaller financial institutions to punch above their weight 🥊🤖

From Chat to Cart: ChatGPT's Shopify integration set to transform online shopping 🤖🛍️; Crypto giants are pursuing banking charters in major financial system integration play 😳🏦

Bank of America delivers robust Q1 2025 growth amid economic uncertainty 📈🏦; Circle wants to revolutionize global money transfers with its stablecoin payment network 👀🪙

Agentic AI Playbook for Finance 🤖💸

Global Payments' $24B Worldpay M&A reshapes payment processing landscape 😳💸; Revolut wants to challenge AmEx with a new credit card strategy 😤💳; Kraken bridges Crypto-TradFi divide 📈👀

FinTech Deal of the Year: Global Payments' $24B Worldpay acquisition reshapes payment processing landscape 😳💸; American Express’s Q1 2025: premium positioning continues to drive outperformance 💳📈

Goldman Sachs demonstrates fortress-like resilience: trading prowess offsets volatile landscape in Q1 2025 😤🏦; Revolut alumni want to disrupt payment industry by making stablecoins mainstream 💸🪙

Revolut wants to challenge American Express with a new credit card strategy 😤💳; Wise rides 28% volume surge to £39.1B in Q4, sets sights on trillion-dollar money movement 📈💸

JPMorgan's fortress capital & diversification excellence position it for outperformance amid mounting economic uncertainty 😤; Kraken bridges Crypto-TradFi divide w stock & ETF trading launch 📈

Europe's Top 1,400+ VC & PE Firms to Accelerate Your Startup Funding 🇪🇺💶

Tether plans new US stablecoin & payment network 🪙; Shopify's new AI mandate signals huge industry shift 🤖; Trade War freezes FinTech IPO frenzy: Klarna, Circle, & eToro hit pause 🛑

FinTech Growth vs. Compliance: Revolut's €3.5M fine again exposes industry challenges 😳🛡️; The AWS of FinTech files for bankruptcy 😬🏦; Tether plans new US stablecoin & payment network 👀🪙

Wise aims to become "The Network for the World's Money" 🌐💸; Ripple bets BIG with $1.25B Hidden Road deal to bridge traditional and crypto finance 😳💰

AI or Step Aside: Shopify's new workforce mandate signals huge industry shift 🤖🛍️; WhatsApp remittance pioneer Félix secures $75M to revolutionize LatAm money transfers with stablecoins 🪙

Trade War freezes FinTech IPO frenzy: Klarna, Circle, and eToro hit pause amid market meltdown 🛑🔔; Stripe advances its banking ambitions 👀🏦

The Ultimate Finance Toolkit Every CEO Must Have 📚

Elon Musk sold 𝕏 to… Elon Musk 🤷‍♂️🤑; Chime unveils Premium Membership ahead of its IPO 💸🔔; Stablecoin regulation advances in Congress 🪙🇺🇸

Battle for the Apple Card heats up as Visa offers $100M to unseat Mastercard 💳🍎; PayPal expands its advertising platform to UK 🇬🇧🛍️; Stablecoin regulation advances in Congress 🪙🇺🇸

Circle's IPO orbit: profitable stablecoin leader tethered to interest rates and stables regulation 🪙🏦

Stablecoins surge: market reaches $225 billion as DeFi & institutional adoption transform digital finance 📈🪙; Chime unveils Premium Membership ahead of its anticipated IPO 💸🔔

Elon Musk just sold 𝕏 to… Elon Musk 🤷‍♂️🤑; JPMorgan's $175 million lesson: Frank founder convicted in landmark FinTech fraud case 🦹‍♀️🏦

The Ultimate Africa & MENA Investor Directory 💰🌍

OpenAI CEO Sam Altman & Visa are exploring a stables wallet 👀👛; Robinhood got probed over March Madness betting feature 👀🏦; Axis Bank & JPMorgan revolutionize x-border payments w blockchain 💸⛓️

Robinhood unleashes AI-powered banking revolution: from doorstep cash to digital financial advisors 🤖🏦; Axis Bank and JP Morgan revolutionize cross-border payments with blockchain 💸⛓️

Fidelity enters the stablecoin race as Wall Street embraces digital assets 🤑🏦; HUGE: JPMorgan just achieved a massive quantum computing breakthrough 🤖🧠

eToro’s IPO filing: from crypto winter to profit spring - a turnaround story with momentum 📈💸; Massachusetts regulator takes aim at Robinhood's March Madness betting feature 👀🏦

Beyond Banking: Revolut is set to disrupt global employment in 2025 with GlobalHire 😳🏦; OpenAI CEO Sam Altman and Visa are exploring a crypto stablecoin wallet 👀👛

AI Must-Reads: The Essential Guide to Winning in the Age of Intelligent Transformation 📚🤖

Revolut sets global banking stage with British license, eyes 2026 IPO 😳🏦; Adyen expands Affirm BNPL integration to UK market 🤝🇬🇧; Eat Now, Klarna Later? 🧐🍔

Adyen expands Affirm BNPL integration to the UK market 🤝🇬🇧; Kraken makes waves with $1.5 billion NinjaTrader acquisition 😳💸; Eat Now, Klarna Later? 🧐🍔

𝕏 marks the spot: how Musk's platform rebounded to $44 billion valuation 😳📈; Fiserv expands European footprint with strategic CCV acquisition 🇪🇺💸

Block launches Cash App Afterpay 💳📱; Revolut sets global banking stage with UK license, eyes 2026 IPO 😳🏦; Klarna shutters offices in strategic cost-cutting push 👋🏢

Klarna’s IPO filing: a FinTech turnaround story at the crossroads of profitability and scale 🔔🛍️

The Ultimate List of Stablecoin Use Cases 🪙

Brazil’s Nubank is leveraging OpenAI to transform customer experience 🤖🇧🇷; European tech leaders launch €10M fund to cultivate next generation of startup founders 😤🚀; BBVA goes crypto 😳🇪🇸

Block makes bold dual moves: banking capabilities meet AI dominance 🤖💸; US Senate advances stablecoin regulatory framework 🏦🪙

European tech leaders launch €10M fund to cultivate next generation of startup founders 😤🚀; Green Dot explores sale 😳🏦; Varo Bank bets on AI to drive profitability 🤖💸

Brazilian banking giant Nubank leverages OpenAI to transform customer experience 🤖🇧🇷; Coinbase gets green light for India return 🚦🇮🇳; Gemini files confidentially for US IPO 😳🔔

Visa's deepening moat: network effect dominance, payment digitization, & value-added services create unstoppable growth engine for finance giant 😤💳; BBVA secures crypto trading licence 😳🇪🇸

The Ultimate Toolkit for Cashflow Forecasting & Financial Health Monitoring 📈

Klarna readies $1 billion NYSE debut 🥳🔔; AI is reshaping commercial insurance 🤖🛡️; Ramp hits $13B valuation as revenue soars to $700M 😳🚀

Regulatory U-Turn: Trump administration clears path for crypto & tech in finance 👀💸; AmEx acquires Center to integrate cards with expense management 🤝💳; AI is reshaping commercial insurance 🤖🛡️

PayPal’s Great Leap Forward to reinvent commerce 👀🛍️; Klarna readies $1 billion NYSE debut 🥳🔔

FinTech disruptor Dave generates triple-digit EBITDA growth as new fee model turbocharges profitability 😤📈; Quick look at the maturing BNPL landscape where mobile wallets drive growth 📲💳

Payoneer’s Q4 2024: cross-border payments giant that’s poised for sustained growth 📈💸; FinTech startup Ramp hits $13B valuation as revenue soars to $700M 😳🚀

The Ultimate List of Resources about AI Agents 🤖

Inside JPMorgan's AI Revolution 🤖🏦; Bank of America is poised to enter the stablecoin market 👀🪙; American Express expands Chinese footprint 💳🇨🇳

Stripe surges to $91.5B valuation as AI fuels record payment growth 😳💳; Bank of America is poised to enter the stablecoin market 👀🪙

PayPal is strategically expanding its PYUSD stablecoin 🪙📈; Bitcoin ETFs face historic exodus as crypto market cools 🫣📉; American Express expands Chinese footprint 💳🇨🇳

Block’s Q4 2024: dual ecosystem strategy gaining momentum, but execution will define 2025 success 🤔📊; Inside JPMorgan's AI Revolution 🤖🏦

Latin America's digital banking juggernaut Nubank combines explosive growth with industry-leading profitability 😤🚀; MercadoLibre accelerates growth while expanding profit margins 📈💸

The Top 70 AI Agents You Must Know 🤖

Affirm expands global reach through extended Shopify partnership 💳🛍️; Coinbase seeks fresh start in India 😳🇮🇳; Payoneer's China breakthrough 💳🇨🇳

AI fuels VC rebound amid global uncertainties 🤖😤; Affirm expands global reach through new Shopify partnership 💳🛍️; Toast’s Q4 2024: rare blend of growth & profitability in restaurant tech 🍞📈

Mastercard launches One Credential in a bid to transform digital payments 💳👥; Remitly is riding the digital remittance wave with momentum and margin expansion 💸📈

Shift4’s Q4 2024 & another FinTech M&A shows a payments powerhouse poised for global domination 😤💳; Tether co-founder's new stablecoin venture aims to rival industry leader 😳🪙

Chase dethrones Monzo and Starling as UK's most recommended bank 🏦🇬🇧; Coinbase seeks fresh start in India 😳🇮🇳; Payoneer's China breakthrough 💳🇨🇳

10 FinTech and Finance stocks to include in your portfolio for 2025 💼 | Part II

Klarna's HUGE Pivot: Swedish FinTech giant announces crypto interest ahead of IPO 😳; Affirm & FIS partner up to let banks offer BNPL 💳; Stripe & Plaid are embracing secondaries as IPO alternative 👀

Adyen’s H2 2024: payments processing powerhouse continues to show industry-leading margins 😤💳; Coinbase’s Q4 2024: solidifying platform play for the mainstreamification of digital assets 🪙📈

Affirm and FIS partner up to let banks offer BNPL 🤝💳; Robinhood's wild Q4: record profits, 88% AUC growth, and global expansion signal a new era of growth 🤑💸

Shopify’s Q4 2024: commerce & FinTech powerhouse is hitting its profitable stride while maintaining hypergrowth 😤🛍️; FinTech giants Stripe & Plaid are embracing secondaries as IPO alternative 👀💸

Klarna's Crypto Pivot: Swedish FinTech giant announces cryptocurrency interest ahead of $15B IPO 😳🔔; Affirm’s Q2 2025: a growth story at an inflection point as profitability finally emerges 👏😤

10 FinTech and Finance stocks to include in your portfolio for 2025 💼 | Part I

Egyptian FinTech Khazna secures $16M to transform banking access & expand into Saudi 🇸🇦🏦; Elon Musk's 𝕏 rebounds and investor confidence is surging 😳💸; Paysafe to go private?! 👀💰

Elon Musk's 𝕏 rebounds and investor confidence is surging 😳💸; Visa’s strategic push into account-to-account payments signals industry evolution 💳🤖; Paysafe to go private?! 👀💰

Fiserv’s Q4 2024: a FinTech powerhouse hitting its stride with strong execution and expanding margins 😤💳; AI revolution is going to reshape the global banking landscape in 2025 🤖🏦

Egyptian FinTech Khazna secures $16M to transform banking access and expand into Saudi Arabia 🇸🇦🏦; PayPal's strategic reset shows promise, but market share concerns overshadow progress 🤔📊

Visa’s Q1 2025: digital payments juggernaut shows accelerating growth despite FinTech disruption fears 😤💳; Nasdaq's digital transformation bears fruit, but valuation remains concerning 🤔📈

The Ultimate Collection of Profit & Loss Statement Templates 📊

Trump is venturing into FinTech? 🤯📱; Revolut expands into commercial real estate lending 👀🏠; Digital banking pioneer Nubank hits 10 million customer milestone in Mexico 🇲🇽🏦

Revolut expands into commercial real estate lending 👀🏠; Mastercard continues being payments powerhouse with expanding moat & compelling growth runway 💳📈; LendingClub’s Q4 2024 🤔🏦

Trump is going into FinTech? 🤯📱; SoFi’s Q4 2024: a digital financial powerhouse emerging from its lending roots 📈🏦

Elon Musk’s 𝕏 partners with Visa, marking a major step towards the Everything App vision 😳💸; American Express’ Q4 2024: premium FinTech powerhouse poised for profitable growth 📈💳

a16z exits UK market as crypto-friendly policies draw VC giant back to US 👋🇬🇧; Credit card crisis looms as record number of Americans make minimum payments 👀💳; NU hits 10M customers in Mexico 🏦

11 Finance & General Purpose AI Agents You Should Try 🤖

Bank of America signals readiness for cryptocurrency integration 😳🏦; RIP Zing: HSBC shutters Wise & Revolut competitor after just one year 🪦🏦

Agentic AI set to transform financial services in 2025 and beyond 🤖💸; Discover Financial’s Q4 2024: strong core metrics & Capital One merger create a compelling risk-reward proposition 👀📈

RIP Zing: HSBC shutters Wise competitor after just one year 🪦🏦; Goldman Sachs’ new AI Assistant, or a bid to hire a veteran banker who never sleeps 🤖💸

Bank of America signals readiness for crypto integration 😳🏦; Charles Schwab: strong Q4 showcases resilient business model, but valuation warrants caution 🤔📈

Bank of America’s Q4: strong deposit franchise and rising NII signal compelling value despite near-term headwinds 👀🏦; Morgan Stanley’s record earnings mask deeper strategic evolution 📈💸

Get Funded Fast: Pitch Deck Templates from Top Startup Accelerators & Investors💰

Revolut's strategic push into private banking targeting high-net-worth clients 🤑🏦; Standard Chartered expands digital asset services in the EU 🇪🇺🪙; Groww's $8B IPO bid 🇮🇳🔔

Citi's transformation shows promise, but uncertainty remains 👀🏦; Wells Fargo’s Q4 2024: Fed asset cap overshadows strong fee income growth and cost controls 😬📊

Wall Street giant JPMorgan continues to show strong momentum despite macro headwinds 💪🏦; Goldman's Q4 2024: Wall St. behemoth's reclaiming its crown thru strategic evolution & market leadership 😤💸

Revolut makes strategic push into private banking, targeting high-net-worth clients 🤑🏦; Robinhood's $45 million SEC settlement highlights growing regulatory scrutiny of digital brokers 👀💸

Standard Chartered expands digital asset services in EU 🇪🇺🪙; Italian banking giant Intesa Sanpaolo makes historic $1M Bitcoin investment 😳🏦; India's Groww to IPO at $8B valuation 🇮🇳🔔

The Ultimate Startup Cap Table & Returns Model Template 💸

Wall Street might cut 200,000 jobs due to AI 😳🤖; Japanese financial giant takes control of Solaris 🇯🇵🏦; Dave faces expanded DOJ lawsuit 🫣🏦

JPMorgan sues Viva Wallet in €916 million lawsuit 😳💸; Credit card debt sees historic drop 📉💳; Dave faces expanded DOJ lawsuit over hidden fees 🫣🏦

Wall Street could cut 200,000 jobs due to AI 😳🤖; Adyen launches AI-powered payment platform 🤖💳

Bitcoin mining firms stockpile crypto amid industry transformation ⛏️🪙; The BNPL Shakeout: Sezzle's struggles signal industry consolidation 👀📉; Corporate Bitcoin adoption is gaining momentum 📈🪙

Japanese financial giant takes control of Solaris in €150M deal 🇯🇵🏦; Crypto investment products saw unprecedented growth in 2024, setting the stage for market evolution 📈💸

230+ Non-VC Funding Sources for Startup Founders & Entrepreneurs 💸

2024’s FinTech Superstars: 10 Stocks That Surged Beyond Expectations 📈😮‍💨