Sitemap - 2023 - Linas's Newsletter

Christmas present from Revolut: delayed 2022 accounts are finally here 🎁; The dawn of AI-driven finance: how Apple can transform smartphones into financial powerhouses 📲💸

1,500+ European VC & PE firms for Startup Founders 💸

AI x Jeff Bezos: 23 Essential Business Lessons for Every FinTech & AI Startup 🧠

Visa makes Big Bet on Mexico's digital future with Prosa acquisition 🇲🇽; Not just for degenerates: Robinhood is now luring wealthier investors 💸

Visa officially acquires Brazilian FinTech Pismo for $1 billion 💸; 𝕏 gears up to offer payments and banking services 📲; Klarna to replace workers with AI to drive profits 🤖

𝕏 gears up to offer payments and banking services 📲; DaveGPT empowers 10M members with personalized AI Assistance 🤖🐻; Apex Fintech confidentially files for US IPO 🔔

Google Pay Later: Google adds BNPL to mobile wallet 📲; ABN Amro bets on BUX M&A to boost digital offering 💸

The Ultimate KPI Dashboard Templates for All Your Needs 📊

Amazon Drops Venmo 😲; Klarna to replace workers with AI to drive profits 🤖; Apple offers to let rivals access its NFC tech in EU antitrust case📱

It’s official: Visa acquires Brazilian FinTech Pismo for $1B 💸; Nubank & Circle partner up to unlock stablecoin potential in Brazil 🇧🇷; Elon Musk’s 𝕏 receives more money transmitter licenses 🏦

Apple’s uncertain future after Goldman Sachs split. Who will partner with Apple Card now? 🤔; BNPL's Best Day Ever on Cyber Monday 🤑; Revenue-based financing is heating up in the Middle East 💸

BNPL's Best Day Ever on Cyber Monday 🤑; N26 forecasts profitability in 2024 👀; BlackRock bets Big on AI 🤖

Revolut to go all-in on mortgages 🏠; Coinbase launches free global crypto transfers via messaging links 📲

The Ultimate LTV/CAC Calculation Template 📈

Adyen to boost Klarna's growth as acquiring bank 🚀; Wise continues changing the game for banks 🏦; Revenue-based financing is heating up in the Middle East 💸

Apple’s uncertain future after Goldman Sachs split. Who will partner with Apple Card now? 🤔; FinTech giants seek growth through strategic M&As 📈🤝; The end of physical cash in Brazil 🇧🇷💸

This is the End: Apple is shutting down its credit card partnership with Goldman Sachs 😳; Orange bets on Africa with new Super App 🟠📲; Will Open Banking eat Visa’s and Mastercard’s lunch? 🤔

Mastercard's new AI Shopping Assistant aims to revolutionize online shopping 🛍️💳; Khosla Ventures bucks VC slowdown trend 📈

End of an era: Apple is shutting down its credit card partnership with Goldman Sachs 😳; Third time lucky? Robinhood launches in the UK 🇬🇧; Bitcoin ETF to unlock $70B in new demand 👀

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Orange bets on Africa with new Super App "Max It" 🟠📲; HSBC doubles down on Embedded Finance 💸; Crypto-corns stumble after FTX Fallout 🌽

Will Open Banking eat Visa’s and Mastercard’s lunch? 🤔; Coinbase stock soars to 18-month high 🚀

73% of FinServ execs expect AI to take their jobs 😳; Revolut faces £10.4M lawsuit from Allianz 🥲; Monzo is exciting again: Alphabet to invest £300-500M at above £4B valuation 🤯

Revolut faces £10.4M lawsuit from Allianz 😳; Buy Now, Pay Later (BNPL) encounters existential threats? 🤔; Raiffeisen Bank goes crypto 👀

73% of financial services execs expect AI to take their jobs 😳; Mastercard gains long-awaited approval in China 🇨🇳; Circle eyes an IPO 👀

The ultimate list of 140+ Family Offices in Germany, Austria, and Switzerland 🚀

BREAKING: Binance. CZ to step down & Binance to pay $4.3 billion in fines 🤯; Worldcoin's fate tied to Altman's future 🧿

Monzo is exciting again: Alphabet to invest £300-500M in a funding round valuing the digital bank above £4 billion 🤯; Strong growth & profitability: Affirm is becoming a force to be reckoned with 📈

Wise quadruples profits as customer growth and higher rates boost income 🚀; Nubank continues strong growth and profitability momentum 📈; Banks race to harness AI, but caution reigns 🤖

Apple Pay emerging as a key revenue driver for Apple 📲; B2B Pivot: neobank HMBradley shuts down consumer business 😮

Nubank continues strong growth and profitability momentum 🚀; Why did Google cut its remaining stake in Robinhood? 🤔; Adyen launches Capital 💸

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Wise quadruples profits as customer growth and higher rates boost income 🚀; FinTechs retrench as higher rates squeeze business 📉; More Americans are now saving for retirement💰

Decentralized Identity: the missing link for Digital Finance? 🤔; CME becomes top Bitcoin Futures Market as institutions eye crypto 🏦; Banks race to harness AI, but caution reigns 🤖

Klarna CEO thinks they could be a $1 trillion company 🤑; Tchau: N26 exits Brazil 👋🇧🇷; Europe is playing catch-up again. This time, in alumni venture funding 💶📊

Paradigm shift: JPMorgan launches Programmable Payments 💸; Block cuts costs while diversifying revenue streams 📈; BlackRock files for Ethereum Spot ETF in potential gamechanger for crypto 😳

Ritual raises $25M to make AI decentralized 😳; Expectations reset: Adyen surges as investors welcome greater clarity 🤑🚀; Klarna CEO thinks they could be a $1 trillion company 👀

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Tchau: N26 exits Brazil 👋🇧🇷; Coinbase beats Q3 earnings despite falling trading volume 📈; Biden's AI executive order targets bias in financial services 🤖🏦

Klarna's remarkable comeback: how the FinTech giant went from valuation collapse to potential 2024 IPO 📈; Europe is playing catch-up again. This time, in alumni venture funding 💶📊

The bumpy road ahead for Revolut's global ambitions 🌍; Guilty: SBF convicted in historic crypto fraud trial 👨🏻‍⚖️; Major milestone in Latin America: Nubank reaches 90M customers 🤯

Guilty: SBF convicted in historic crypto fraud trial 👨🏻‍⚖️; Senior-focused neobank Charlie raises $23M 👵🏼; Adyen & Plaid partner up to drive the future of payments in the US 🇺🇸

After disastrous 2022, PayPal might be one of the biggest opportunities in the market right now 🤫

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The bumpy road ahead for Revolut's global ambitions 🌍; Travel spending still soaring for Visa & Mastercard despite economic uncertainty 💳; Digital assets see the largest inflows in over a year 😳

Back from the dead: Railsr secures $24M in funding to rebuild momentum 🎉; Major milestone in Latin America: Nubank reaches 90M customers 🤯

BTC surges past $35k on rising optimism for SEC approval of Spot Bitcoin ETF 🤯; ChatGPT can now predict the direction of interest rates 😳; RegTech market set to surge to $45.3B by 2032 😲

Elon Musk wants X to replace your bank account within a year 😳; Monzo in talks to raise £300M in a funding round valuing it above £3.5B 🤯

Worldline falls more than 50% on guidance cut. Is FinTech Growth Story over or Xmas came early? 🤔; ChatGPT can now predict the direction of interest rates 😳

Simple Leveraged Buyout (LBO) Model for Investors 💸

Bitcoin surges past $35,000 on rising optimism for SEC approval of Spot BTC ETF 🤯; Everyone’s dream: FinTechs being PAID to acquire customers 🤑; RegTech market set to surge to $45.3B by 2032 😳

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Apple continues to expand its FinTech services 📲; A path towards $100B FinTech Giant: Nubank applies for a banking license in Mexico 🇲🇽🏦; Plaid is preparing for an IPO 👀

A path towards $100B FinTech Giant: Nubank applies for a banking license in Mexico 🇲🇽🏦; Latest earnings show that Goldman Sachs finally has a vision of where it wants to go 📈

Apple continues to expand its FinTech services 📲; Plaid is preparing for an IPO 👀; Will we see warning signs after banks report Q3 earnings? 🤔

Acquisition Schedule Template for More Profitable Acquisitions💰

Understanding B2B payments: the fast-growing $137 trillion opportunity 💸

Goldman Sachs regrets Apple Card, calls it a “mistake” and is trying to escape the deal ASAP 😳; The biggest market in FinTech nobody’s talking about 👀

PayPal teams up with Apple Pay to break down its walled garden 🤝📱; Finally: Goldman sells troubled FinTech lender GreenSky💰; Banks face uncharted waters as deposits plunge & mortgages stall 😶‍🌫️

Banks face uncharted waters as deposits plunge & mortgages stall 😶‍🌫️; FinTech M&As don't stop: 3 deals in a single day 🤯; BNPL - a blessing in disguise? 🤔

JPMorgan pioneers blockchain collateral settlement with BlackRock & Barclays ⛓️💸; Finally: Goldman Sachs sells troubled FinTech lender GreenSky 🤝💰

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Is Banking-as-a-Service over? 🤔; The Great FTX Heist: how executives looted $8B in customer funds 🤯; PayPal teams up with Apple Pay to break down its walled garden 🤝📱

Will Rainforest give Stripe a run for its money? 😳; The cryptocurrency bull market is already here 📈; Block cuts staff 👀

BIG Win: Revolut's path to a UK Banking License likely clears 🇬🇧📱; Coinbase keeps delivering: gains full license in Singapore 🇸🇬; Riding the hype: Visa creates $100M Generative AI Venture Fund 💸

Finally: Revolut's path to a UK Banking License likely clears 🇬🇧📱; Crypto fundraising hits new lows 📉😔; Another FinTech M&A: Shift4 acquires SpotOn unit for $100M 💸

Monzo’s second attempt to conquer US: here’s why the British neobank is more likely to fail than succeed 🇺🇸🏦

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FinTech M&A is alive: Wagestream buys Keebo 🤑; Riding the hype: Visa creates $100M Generative AI Venture Fund 💸

Red Flags at Revolut: FCA investigates suspicious account activity 🚩🚩; Coinbase keeps delivering: gains full license in Singapore 🇸🇬; Looking back at the Legacy of FTX 👀

Apple’s HUGE move into Finance with Open Banking integration 🇬🇧🍏; Mercedes cars are transforming into payment devices 👀🚙; Nubank just entered the ETF Market 💸🟣

Nubank just entered the ETF Market 💸🟣; Unicorns reignite IPO plans as market sentiment improves 🔔; Kraken’s European expansion 🇪🇺

Apple Makes a BIG Play into Finance with Open Banking integration 🇬🇧🍏; Affirm’s new strategy to boost profitability 📈; The Dawn of AI in Central Banking: ECB starts testing ChatGPT-style AI 🏦🦾

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Klarna's strategy that nobody’s talking about 🤑; Generative AI will make Finance Autonomous 🤖💸

Mercedes cars are transforming into payment devices 👀🚙; One of the smartest decisions from Revolut 👏; Goldman Sachs is in advanced talks to sell GreenSky 🤑

Apple should go into stock trading in 2025 👀💸; Revolut’s Swift “challenger” RevTag will probably fail 🫤; It’s all about that Base 'bout that Base🎵

It’s all about that Base 'bout that Base, no treble 🎵; PayPal’s PYUSD stablecoin is now available on Venmo 🪙; UK banking licence unlikely? Revolut's latest 2022 accounts delayed 🤷‍♂️

Apple should launch a stock-trading feature in 2025 👀💸; Monzo is on track to be the most downloaded UK banking app in 2024 🇬🇧🚀; Strange: Square CEO to depart 🤔

Inside Spotify's IPO: the valuation symphony every startup should listen to 🎵

Revolut launches Swift “challenger” RevTag. Here’s why the disruption is unlikely here 🫤; Lunar doubles revenue in 2023, eyes profitability 👀; Bank branches in the age of digital banking 🏦

Wise & Swift join forces. It will change the game for banks 🏦🌐; Revolut is yet to file a formal US banking license application 😬🇺🇸; Most active VC investors in August 🤑

Here’s your gentle reminder that the Future of Finance is Embedded 🔗; Macro conditions & improving regulatory clarity are accelerating FinTech M&As 💸

Macroeconomic conditions and improving regulatory clarity are accelerating FinTech M&As 💸; JPMorgan steps up its fight with Square & PayPal 🥊; In-car payments are on the rise 🚘💳

A gentle reminder that the Future of Finance is Embedded 🔗; The death of Binance US might not be exaggerated after all… 👀; Bears rule: crypto markets are in Liquidity Drought 🥵

Top 100 VCs in the US & 70+ Investors and Funds Investing in Female Founders 🚀

The foray into wealth is finally here: Monzo launches investments 💸; The state of European FinTech in 2023 🇪🇺💰

Tesla could become the most powerful AI company in the world. Here’s how it will disrupt Finance & FinTech forever 🚘💸

Paradigm shift: Visa just expanded stablecoin settlement capabilities 😳; Is Binance finally having an FTX moment? 🤯; Adyen is now a bank in the UK 🇬🇧🏦

Adyen just became a bank in the UK 🇬🇧🏦; Square suffers a major outage 🫣; RegTech is rising and raising 💸

Is Binance finally having an FTX moment? 😳; Morgan Stanley to launch an AI chatbot powered by OpenAI 🤖💸; Elon Musk continues 𝕏’s expansion into the payments biz 💳

Your Ultimate Bundle of Profit & Loss Statement Templates 📊

Game-changer: Visa just expanded stablecoin settlement capabilities 😳; Amazon strengthens its digital wallet with new BNPL option 💳; N26 loses another top executive 😔

Gen Z has the fastest-growing credit card debt of any generation 🤯; Visa & Mastercard eye credit card fees increase 👀💳

HUGE: Grayscale's victory against the SEC paves the way for Spot Bitcoin ETF approval 💸; Leveraging AI, Klarna is slowly yet steadily building the Google of Shopping 🛍️

Leveraging AI, Klarna is steadily building the Google of Shopping 🛍️; Robinhood keeps delivering one good news after the other 🤑

Grayscale's legal victory paves way for Spot Bitcoin ETF approval 💸; FinTech M&A is accelerating: 2 deals in 1 day 🤑; JPMorgan aims to tap into one of the world's largest retail banking markets 🏦

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Apple should have bought Goldman Sachs’ PFM unit. Here’s why 🍎; License secured: Elon Musk’s 𝕏 is building a crypto wallet 😳

Klarna is turning the world pink 👛🌍; Two more reasons to be bullish about Coinbase 🤑; The NFT bubble has finally burst 🫧

Robinhood is outrageously cheap right now 😯; Coinbase acquiring a minority stake in Circle is a bold move 😳; Yahoo is a FinTech: Yahoo Finance acquires social investing platform Commonstock 🤑

Yahoo is moving into FinTech as Yahoo Finance acquires social investing platform Commonstock 🤑; Mastercard to end crypto-to-fiat card partnership with Binance 👀; Downrounds are the new norm 📉😭

Turkish FinTechs are shopping in Europe 🛍️🇪🇺; The worst possible time for a financial technology firm to go public might be now… 👀📉; European FinTechs are scouting for AI talent 🤖👩‍🎓

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Bold move: Coinbase acquires minority stake in Circle 😳; The future of finance is being piloted in LatAm: Nubank to test Brazilian CBDC 🇧🇷; Checkout.com cuts ties w Binance over money laundering 🤯

Robinhood is one of the cheapest FinTechs right now 😯; PayPal is just too good to ignore right now 🤑

Nubank is building the Apple of Finance for LatAm 🟣📱; It’s getting real: 𝕏 receives another money transmitter license 🏦; Africa rising: Mastercard buys minority stake in MTN’s FinTech biz 💸

Payments giant Adyen lost 40% of its market value overnight. Here’s why Christmas came early this year 🎅

Nubank is a neobank like no other 🤯; dLocal - LatAm’s FinTech gem you absolutely cannot ignore 🤑

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Africa rising: Mastercard buys minority stake in MTN’s FinTech biz 💸; Monzo plots to move into retirement savings with Monzo Pensions 👀; Marqeta embeds Gen AI into Embedded Finance 😎

It’s getting real: 𝕏 receives another money transmitter license 💸; PayPal’s next CEO is a step in the right direction 👏; Most active VC investors in July 🤑

PayPal launching a stablecoin is a game-changer 😳; Stripe is finally getting ready for an IPO 🥳; VC downturn is hitting seed startups hard now 📉🫣

The downturn is really hitting seed startups now 📉😳; Coinbase’s Q2 paints a promising picture 🖼️; Microsoft teams up with Aptos Labs to combine blockchain and AI for banks 🤖🏦

The Finance Giants: Visa vs. Mastercard 💳; Coinbase becomes the first publicly traded company to launch its own decentralized blockchain 😳

220+ Non-VC Funding Sources for Startup Founders & CEOs💰

Stripe is finally getting ready for an IPO 🥳; Unlocking Series A & B: top 5 funding tips for FinTech startups 💸; FinTechs & Neobanks are winning against incumbents in checking account race 🏦

Game-changer: PayPal launches a stablecoin 😳; Solid results from around the Block 💸

Apple is now running one of the largest neobanks in the world 🤯; PayPal's latest earnings is a blessing in disguise 🤑; EMEA FinTech gets hit the hardest in funding downturn 📉🫣

PayPal Q2 earnings: a blessing in disguise 🤑; US banks will soon be subjected to more stringent capital requirements💰; Revolut suspends crypto services in the US 🇺🇸

Apple now runs one of the largest neobanks in the world 🤯; AI takes center stage in the Front Office to help marketers and customer service teams in financial services 🤖💸

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EMEA FinTech gets hit the hardest in funding downturn 📉🫣; Rapyd acquires a piece of PayU from Prosus for $610M 🤯; Klarna kills its Open Banking brand 😵

Embedded Finance is a $242B opportunity in APAC by 2025 😳; Walmart is solidifying its Super App ambitions 📲; A list of new VC funds at/below $200M in size 🤑

Elon Musk killed the blue bird: welcome to the Everything App 𝕏; Goldman Sachs wants to exit the Apple Card partnership 💳😵; Robinhood goes UK🇬🇧: Part III 👀

Goldman Sachs wants to end the Apple Card partnership 💳😵; Shopify is building a single-stop FinTech for merchants 🛍; Meta's Threads raises questions for banks and credit unions 🏦

Robinhood goes UK🇬🇧: Part III 👀; bunq will probably fail in the US 🇺🇸

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All you need to know about the FedNow launch 🏦; Sam Altman's Worldcoin goes live 👁️; Who’s driving the buying and selling of Bitcoin in 2023? 📈

Elon Musk just killed the blue bird 🐦 Welcome to X Everything 𝕏; JPMorgan is going after N26’s lunch 🤫

Elon Musk launches new AI company xAI. It's a key step towards his end game of creating X: the Everything App 🤯; Building the AI Bank of the Future 🤖🏦; Block sues Visa & Mastercard 😳

JPMorgan continues to dominate across multiple fronts 💪🏼; Visa is rapidly expanding beyond just cards 💳

Building AI Bank of the Future 🤖🏦; Apple is developing its own AI chatbot called Apple GPT 🤯; Should N26 leave Brazil? 🇧🇷

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Block sues Visa and Mastercard 😳; Wise keeps crushing it 🚀; BNPL is still hot 🔥

Musk launches new AI company xAI. It's a key building block towards his end game of creating X: the Everything App 🤯; The most active VCs in the current down market 🤑; Brutal layoffs at Binance 😨

Monzo to acquire Lunar in one of the biggest neobank M&As 🇬🇧🤝🇩🇰; Apple's Tap to Pay launches in the UK, or the Beginning of the End of POS 📲; European FinTech funding is in freefall 📉🫣

Apple's Tap to Pay arrives in the UK, or the Beginning of the End of Physical Payment Terminals 📲; Ripple’s XRP surges 96% after a partial win in SEC lawsuit 🤯; Is Revolut a Super App now? 🤔

Blockbuster neobank M&A: Monzo to acquire Nordic digital bank Lunar 🇬🇧🤝🇩🇰; India could be the next BIG Thing for Apple Pay 🇮🇳🍎; Should banks worry about the launch of FedNow? 🤔

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European FinTech funding is in freefall 📉🫣; Checkout.com uses AI to take on Plaid 😳; Tell me Binance is in trouble without telling me Binance is in trouble 👀

Hackers stole $20 million from Revolut 😳; Another master move from Square (& Block) 🥊; Crypto trading volumes rose for the first time in 3 months 📈

The biggest-ever FinTech divorce is over: FIS sells majority stake in Worldpay 😳; PSD3 is finally here, and it can be a game-changer 🇪🇺💳; The rise of AI-enabled fraud 🦹‍♂️🤖

The rise of AI-enabled fraud 🦹‍♂️🤖; Another spot Bitcoin ETF is in the books 📁; Angel investment platform to close the gender investment gap? 🤔

It’s Official: FIS sells majority stake in Worldpay 😳; FinTech IPOs are still alive as CAB Payments raises ~£335M in London 🇬🇧; M&A creates Europe's latest FinTech unicorn 🦄

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Record-breaking FinTech divorce: FIS mulls $15 billion Worldpay sale 😳; American Express is doubling down on SMEs. And winning 👏

PSD3 is finally here, and it can be a game-changer 🇪🇺💳; More Generative AI is coming to Finance as Ramp acquires AI startup Cohere 🤖💸; FinTech startup focused on undocumented immigrants? 🤔

More Finance Giants follow BlackRock in filing for a BTC ETF 👀; Wise is one of the most underrated FinTech powerhouses now 😳; Grab’s slowing growth & brutal layoffs reflect Super App realities 📉🔥

Grab’s slowing growth and brutal layoffs reflect Super App challenges 🫣; Shares wants to be the ‘Louis Vuitton’ of trading apps 👀

Prospering amid economic weakness: Visa acquires Brazil's Pismo in one of the largest FinTech M&A deals in LatAm 🤝💰; Bitpanda does a crypto spin out 🐼

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Wise is one of the most underrated FinTechs right now 😳; How struggling is Robinhood? 🤔; Crypto is having a momentum right now 📈

More Big names follow BlackRock in filing for a Bitcoin ETF 👀; Open Banking is keeping FinTech alive 💸; AI fraud prevention is the next hot thing? 🤔

Game-changer: first Open-Source Financial LLM is finally here 🤯; Leaked doc shows regulators saved Big VCs & Big Tech from billions of losses after SVB's collapse 😳; Disappointment from Revolut 😔

LEAKED: Regulators saved Big VCs & Big Tech from billions of losses in uninsured SVB deposits 🤯; Are Europe’s top VCs still investing? 🤔; Is Google buying Stripe? 😳

JPMorgan strengthens its digital strategy by investing in AI FinTech 💸; When 1+1=3: Robinhood buys credit card startup X1 💳; Bank of Lithuania revokes license of former Railsr unit 😬

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The first Open-Source Financial LLM is here, & it’s a game-changer 🤯; Banks are becoming crypto companies: Deutsche Bank applies for crypto licence 😳; Wise is now about all things money 💸

Revolut launches new premium plan ‘Ultra’: could initial disappointment become a hit? 🤔; Freetrade gets a 65% valuation cut 😳; What Klarna is doing to maintain growth 📈

a16z opening its first overseas office in the UK is a BIG Thing 🇬🇧; FinTech M&A is wild right now: FIS buys embedded finance startup Bond 🤯

Apple might become the First Super App of the West 🍎; BlackRock’s Bitcoin ETF: a game-changer or just hype? 🤔

FinTech M&A doesn’t stop: FIS buys embedded finance startup Bond 🤯; More investors wipe 40% off Revolut valuation 😳; Sezzle’s masterclass on how to make BNPL profitable 💸

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Nasdaq buys Adenza in one of the biggest FinTech M&As in 2023 😳; Global wealth mgmt behemoth is born: UBS completes acquisition of Credit Suisse 🦛; Plaid's building the identity layer for Finance 👀

a16z goes international as it opens its first overseas office in the UK🇬🇧; Open Banking is gaining more and more traction 🚀; Banks are investing massively in AI 😳

Apple Finance Empire strikes again: adds recurring payments 💳; Google’s killer new features to drive Wallet growth 🚀; Regulating crypto industry gets aggressive: SEC sues Coinbase & Binance 😳

Another BIG win: AmEx inks data-sharing deal with Plaid 👏; JPMorgan is building the largest payments ecosystem in the world 😳; MatchGPT or Business Tinder?! 🤔

Apple Finance Empire rising: Apple Cash adds recurring payments 💳; Mastercard is getting aggressive w Open Banking 😎; Cash App Pay + Stripe, or how Cash App is growing beyond just a financial app 🚀

SEC sues Coinbase & Binance as regulating crypto industry gets aggressive 😳; Affirm gives another masterclass in partnerships as it strengthens ties w Amazon 👏; Adyen keeps dominating in payments 💸

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Google introduced some killer new features to drive Wallet user growth 🚀; American Express jumps into the generative AI frenzy 🤖; SEC sues Binance and CEO Changpeng Zhao 🤯

Major milestone achieved: Monzo hits monthly profitability for the first time 🥳; Game-changer: JPMorgan is developing a ChatGPT-like AI service for investors 😳; Nubank + Uber = 🚀

Nubank + Uber = 🚀; Game-changer: the world’s first banking-specific large language model 😳; Another challenger bank hits profitability 👏

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Monzo hits monthly profitability for the first time ever 🥳; Sam Altman's Worldcoin closes one of the biggest crypto funding rounds in 2023 😳; Challenger banks have a new competitor… JPMorgan 👀

Block’s new strategy: brilliant but risky 👀; Another vertical neobank shuts down. Time to worry? 🤔; Fed develops The Twitter Financial Sentiment Index 😳

JPMorgan is developing a ChatGPT-like AI service for investors 😳; Klarna to achieve profitability before the end of 2023 🤑; QED raises ~$1 billion to invest in FinTech 💸

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Chaos at Revolut 😳; Stripe's demand-driven crypto strategy is worth stealing 👀; PayPal is selling Xoom? 🤯

PayPal to sell Xoom 🤯; Sezzle shows how BNPL should be done 💸; Worldcoin is close to a $100M raise 😳

Stripe's demand-driven crypto strategy is worth stealing 👀; European InsurTech giant keeps shining bright 🦊; Zepz to lay off 26% of the workforce, and it’s not about efficiency 🤔

Credit card debt remains at a record high 😳; Ripple wants to dominate the Enterprise 😎; ChatGPT for Personal Finance is finally here, and it’s a game-changer 🤯

Chaos grips Revolut's fate 😳; N26 cuts headcount. More to come 😞; Bitpanda goes AI 🐼 🤖

Affirm’s growth is slowing down 📉; EU probe into Apple Pay is a big headache for Apple 😓; FinTechs that are raising right now should expect 50% to 70% correction 😳

Robinhood is challenging Apple 😮; Tell me Revolut is in trouble without telling me Revolut is in trouble 😨; The US banking system isn’t “sound and resilient” 😬

The US banking system isn’t “sound and resilient” 😬; Petal is what the future of FinTech is all about 🚀; The biggest Seed round in Europe ever? 🤯

PayPal’s focus on efficiency is starting to pay off 💸; Mastercard just redefined digital account opening with open banking 👀

Tell me Revolut is in trouble without telling me Revolut is in trouble 😨; Splitit + Visa is a match made in heaven 😇; First consumer product from the world’s most powerful CEO 👁

Cash App is at the center of the financial services revolution 😎; Revolut is fighting its own banking crisis 😳; MoonPay doubles down on retail 🚀

Robinhood takes on Apple 😮; Stripe’s expanded fiat-to-crypto on-ramp is a killer to a dozen Web3 startups 🤯; Coinbase beats estimates 💪

Apple Savings account takes the industry by storm 🤑; Another massive US bank failure & the Microsoft of Banking 🤯; Revolut's debut in Brazil casts a long shadow of doubt🇧🇷

Stripe is diversifying beyond payments 💳; The Amazon of LatAm is growing its FinTech biz on steroids 🤯; More FinTechs are buying other FinTechs 👀

Monzo's focus is paying off 💸; Neobanking consolidation continues in a bid to bring Black Banking to the next level 🏦; Wix is going hard against Shopify ⚔️

Apple Savings account is a massive hit 🤑; PayPal brings crypto transfers to Venmo 📲; Amazon doubles down on card program 💳

Doomed to fail? Revolut goes live in Brazil 🇧🇷; ChatGPT is now outperforming investment funds 😳; Coinbase goes international 🌍

The second-largest US bank failure ever & the Microsoft of Banking 🤯; Stripe is moving into Adyen’s territory 👀; More banks are becoming crypto banks 🏦

Another weekend, another bank is on the brink of collapse 😳; Revolut's valuation suffers a serious blow 🤯; Adyen & Olo deal is what partnerships in FinTech are all about 🚀

LendingClub wins BIG after SVB collapse 🤑; Visa is still bullish on crypto 👀; FinTech funding crux in 4 charts 📊

Adyen + Olo = 🚀; JPMorgan has built its own ChatGPT for Finance 😳; Wise is challenging Revolut? 👀

SVB 2.0? First Republic Bank is on the brink of collapse 😳; PhonePe is building Indian🇮🇳 Google 👀; Shopify’s quest to be a single-stop FinTech for merchants 🛍

Revolut valuation almost halved 😳; VC downturn in 6 charts 📉; Klarna doubles down on AI 🤖

2023 Outlooks & Updates from Top Investment Banks & Investment Managers

VC funding in Europe falls to the lowest level on record 😳; Apple is JPMorgan 2.0 👀; N26 is unbelievably overvalued 🤯

India is the Next BIG Thing 🇮🇳🚀; Coinbase’s Bermuda Triangle 🇧🇲; Web3 is very tough right now… 😥

Goldman Sachs is considering divorcing GreenSky 😳; The landmark EU crypto regulation has officially been passed 🇪🇺; FTX + Tribe Capital = FTX 2.0 👀

N26 is ridiculously overvalued 😳; Middle East & Africa’s payments market is a massive digitization opportunity 💸; Starbucks keeps doing what it does best - NFTs 😎

Apple is building JPMorgan 2.0 😳; FinTech is finally disrupting the capital markets 💸; B2B payments are getting an instant reboot ⚡️

Venture capital funding in Europe falls to the lowest level on record 😳; JPMorgan reports record revenue 🤑; Monzo + Plaid is all about Plaid, NOT Monzo 👀

Welcome to The Everything App: Twitter launches stock and crypto trading 💸; A mind-blowing FTX report 😱; Ethereum's upgrade is finally complete 📈

Ethereum's upgrade is finally complete 📈; Affirm + Stripe is a brilliant illustration of why ecosystems are crucial in FinTech 🕸; Coinbase considers Bitcoin Lightning Network integration ⚡️

The Everything App starts today: Twitter launches stock and crypto trading 💸; Plaid is a FinTech volcano that’s starting to erupt 🌋; WhatsApp is using Brazil to test business payments 🇧🇷😳

A mind-blowing FTX report 😱; Mercedes-Benz is a FinTech company! 👀; Bitcoin is so back? 😎

The beginnings of the most powerful FinTech company in the world 😳; Game-changer: Visa just made P2P payments interoperable 🤯💳

Stripe’s slowing growth suggests a harsher reality for all payment firms 📉; India continues to disrupt financial services globally 🇮🇳💳; Banks are now fighting for your deposits 🏦

The banking crisis is far from being over 🏦; Wise is the European Robinhood 💸; The Apple of Web3 is being built in Paris🇫🇷

OpenAI & Stripe kept the global VC funding alive in Q1 🥲; Elon Musk believes Twitter could become a $250 billion PayPal rival 😳; Wise is the Robinhood of Europe 💸

PayPal wants to dominate payments. And it can 🚀; Exec exodus & "layoffs by stealth"- what’s happening at Checkout.com?! 🤔; Ether is outperforming Bitcoin and making some serious moves 📈

The banking crisis is not yet over 🏦; If Hindenburg doesn’t kill you - it makes you stronger: Block is back 📈; Binance is rapidly losing its market share 😳

The craziest FinTech fraud since FTX gets to the SEC 😳; FinTech M&A is heating up as Acorns buys GoHenry 💸; Is Dutch neobank bunq making their biggest mistake ever? 🤔

ChatGPT for Finance is here, and it’s a game-changer 🤯; Open Banking is getting really hot 🚀; The Apple of Web3 is being built in Paris🇫🇷

Silicon Valley Bank becomes First Citizens 🏦; Apple Pay Later is finally live 🍎💳; Revealed: once flirting with unicorns, Railsr was sold at a 99.8% discount 🤯

The never-ending mess at Revolut 🤦🏽‍♂️; A bank run on Binance that didn’t happen 🏦; Paze is Big Banks’ answer to Apple Pay 😳

FinTech M&A is still alive as Mastercard and Visa eye $1 billion deal for Brazil's Pismo 🤑; So sustainable investing isn’t the future? 🤔; Impact-as-a-Service 👀

Biometric payments is a $6T opportunity, & JPMorgan is going after it 😳; Insurance sector is actively exploring the benefits of AI 🤖; Once flirting w unicorns, Railsr was sold at a 99% discount 🤯

Apple Pay Later is finally live 🍎💳; Klarna + ChatGPT = 🛍🚀; Nasdaq to launch crypto custody 💸

Silicon Valley Bank becomes First Citizens 🏦; Binance has been hit by the biggest lawsuit ever 🤯; Coinbase vs. SEC🔥

There’s no way Revolut is worth $33B now 🙅🏽‍♂️; Shotgun wedding: UBS buys Credit Suisse for $3.2 billion 🤯; Bitcoin to hit $1 million in 3 months? 👀

Open Banking now is more important than ever before 🚀; FinTech giant Block tanks on the attack from shortseller Hindenburg 😳; Checkout.com goes into issuing 💳

There’s no way Revolut is worth $33B 🙅🏽‍♂️; Coinbase eyes global expansion 🌍

Trying to fight the banking bleedout 🏦; Western Union doubles down on digital growth 🚀; The inverse relationship between economic stability and BNPL 📈

Some FinTechs are safer than banks 🏦; Are in-car payments the future? 🚘 💳; Bitcoin to hit $1 million in 3 months? 👀

Shotgun wedding: UBS buys Credit Suisse for $3.2 billion 🤯; Microsoft just entered the crypto wallet space 😳; First Republic Bank: SVB 2.0? 🤔

History in the making: UBS could acquire Credit Suisse 🤯🇨🇭; Meta just lost the NFT game ❌ 🖼; Wix continues pushing for unified commerce 👛

UBS in talks to acquire struggling Credit Suisse 🤯🇨🇭; Stripe’s building the payments foundation for tomorrow’s AI Economy 💳; ECB brings in yet another massive rate hike 📈

OFFICIAL: Stripe halves valuation on $6.5 billion down-round 🤯; Wix continues pushing for unified commerce 👛; What Worldcoin is up to? 👁️

Meta just lost the NFT game ❌ 🖼; Sezzle is having a moment 🚀; Proof-of-Solvency - the next big thing? 🤔

The ripple effects of Silicon Valley Bank collapse 🌊; The push for BNPL regulation is just one click away👨🏻‍⚖️; Web3 Super App? 🤨

The rise and fall of Silicon Valley Bank 🏦

BREAKING: Silicon Valley Bank. Silvergate 2.0? 🤯; Coinbase moves into the asset management business 😳; Wix + Stripe = 🚀

Coinbase’s Wallet-as-a-Service (WaaS) is a game-changer for crypto adoption 🤯; Revelot is putting its mouth where the money is 🤑; Weavr + Comma = 💣

BREAKING: Silicon Valley Bank. Silvergate 2.0? 🤯; Welcome to the Kraken Bank 🏦; Cash App is preparing for global domination 🌏

BREAKING: Silvergate is shutting down operations & liquidating its bank 🤯🏦; Investors are devaluing Revolut and Varo as confidence in neobanks weakens 😳; Wix + Stripe = 🚀

Revolut revenue drama 🎭; Railsr is going off track and to the wall 🛤 🧱; FTX's massive shortfall is finally revealed 💸

Generative AI will completely transform FinTech and Banking over the next 3 years 🤖🏦; Coinbase moves into the asset management business 😳

Klarna just lost $1 billion. But it's not bad! 🤑; Walmart takes another step towards becoming a bank 🏦; Monzo to IPO soon? 👀

Silvergate is fighting for survival 😳; Wise’s push for diversification 💸; Continuous struggles at N26 👀

The deal Apple must make: acquiring Goldman Sachs' Consumer Biz would be the M&A of the century 🤯; Stripe's struggling to get fresh capital 😳; Walmart takes another step towards becoming a bank 🏦

Klarna just lost $1 billion. But it's not bad! 🤑; Wells Fargo wants to do what other banks are still ignoring 🏦; Liquid Staking now is the second-largest crypto sector 😳

Base is a massive step for Coinbase into Web3, and a critical part of their "Master Plan" 😳; BREAKING: BNPL can be profitable! 🤯; Decentralized Twitter in the making. But not from Twitter! 👀

The neobank popularity contest has one clear winner. But there’s a catch 🧐; Some NFTs could be classified as securities 😳; Monzo to IPO soon? 👀

Mastercard is winning the Web3 Wars too 😎; Web3 infrastructure was hot, but few expected it to be this hot 🤯; Goldman Sachs ditches their branded credit card 💳

Cash App is turning into a FinTech beast we've not seen before 😳; Stripe expands its reach with Tap to Pay for Android 🌍; Spotify’s NFT-powered playlists 🎶

Coinbase’s latest results provide mixed feelings 🧐; Mastercard is winning the Web3 Wars too 😎; Tech giants are doubling down on Web3 🚀

Venture Capital funding has fallen off a cliff 😳; Goldman Sachs ditches their branded credit card 💳; Worrying layoffs at Polygon ✂️

January was great for Robinhood. But it's not good enough 🤷‍♂️; NFT lending platform from ex-Coinbase employees. The next big thing? 🤔; Revolut is finally profitable? 👀

When corporate innovation works, or how Zelle is dominating P2P payments 💸; Web3 infrastructure was hot, but few expected it to be this hot 🤯; Permissionless innovation is the future 🚀

Stripe's most expensive mistake ever 🤦‍♂️; Monzo's license-less US expansion. Smart move or just foolish? 🧐; Visa-powered Super App for Africa’s Farmers 👨‍🌾

Amazon's growing appetite for Web3 😳; Stripe's most expensive mistake ever 🤷‍♂️; A neobank for Latino families 💪

Apple takes another step towards becoming a bank 🍏🏦 American Express & Microsoft want to disrupt business travel expense reporting with AI 🤖; Visa-powered Super App for Africa’s Farmers 👨‍🌾

PayPal's solid results & why it's one of the strongest cos in the digital money space 💸; Monzo's license-less US expansion. Smart move or foolish? 🧐; Bakkt reminds us again why FinTech is hard 😳

The biggest-ever divorce in FinTech: FIS ditches Worldpay 😳; Tinder date doesn't guarantee a relationship: Robinhood kisses goodbye to Ziglu 😢

Affirm's latest results: missed earnings, layoffs, and the biggest risk🚨; No stablecoin from PayPal, and troubles at Paxos 😳; Another Web3 music platform 🎶

JPMorgan is leading the way in the adoption of AI in banking 🤖🏦; Super Bowl 👉 Crypto Bowl 👉 FinTech Bowl 🏈; NFT market is showing signs of recovery 📈

Adyen is the fastest-growing global payments platform 🚀; BNPL payments surge as the rising cost of living hits shoppers 🛍; Kraken’s staking-as-a-service shut down by SEC 😳

Tougher times ahead? Visa & Mastercard see revenue growth slowing down 📉; Google started rolling out a feature that could kill a hundred FinTech startups 🤯; Can Web3 disrupt the music industry? 🎶

Alternative asset investing: the multitrillion-dollar opportunity 🤑; Super Bowl 👉 Crypto Bowl 👉 FinTech Bowl 🏈; Lightning Network just hit the Bitcoin record. But does it matter? 🤔

Social Investing just got a lot more interesting 💸; Revolut launches crypto staking 🪙; NFT market is showing signs of recovery 📈

Apple Pay Later is almost here, and it can be huge 🚀; JPMorgan is leading the way in the adoption of AI in banking 🤖🏦; FinTech stocks are coming back to life 📈

Twitter is officially laying the groundwork for its upcoming Super App 📲; American Express is doing a fantastic job with Embedded Finance 👏; Why the hell Stripe needs $3 billion? 🤔

American Express is doing a fantastic job with Embedded Finance 👏; Revolut, N26, and other challenger banks have a new competitor… JPMorgan 👀; Silvergate's FTX ties face fraud investigation 😳

The Monzo Pivot, or how challenger bank transformed itself in just 2 years 🚀; Why the hell Stripe needs $3 billion? 🤔; Africa’s first FinTech unicorn in 2023 🦄

PayPal 2.0 in the making? Cash App launches Savings 💸; Twitter is officially laying the groundwork for its upcoming Super App 📲; Crypto Security is going to be huge in 2023 🚀

Marqeta acquiring Power Finance is all about Embedded Finance 💸; Walmart continues to solidify its Super App ambitions 📲; PhonePe’s surging revenue and path to profitability 💰

Amazon's NFT initiative could be the inflection point for Web3 🚀; Klarna just copied Spotify. And it’s brilliant 👏; Bitpanda goes B2B, or Bitpanda-as-a-Service 🐼

Amazon + Stripe = Marriage made in Heaven 😇; Sequoia doubles down on early-stage founders 🚀; Book Now, Pay Later 🏨

Stripe: Downround, IPO -- what's happening? 🤔; When it comes to FTX, it seems that everybody’s a creditor 🤯; Book Now, Pay Later 🏨

Is this the beginning of the end for Bolt?⚡️; DCG is starting to shake 👀; Cryptocurrency infra is the hottest thing in crypto right now🔥

Major US banks want to take on Apple Pay & PayPal. It’s understandable yet somewhat delusional 😬; Amazon + Stripe = Marriage made in Heaven 😇; Crypto is putting banking system at serious risk 🏦

PhonePe raises $350M to turbocharge growth and become a Super App 🚀; Revolut's new Ultra subscription plan is a totally useless money sink 🤦‍♂️; FTX native token FTT returns from the dead 💀

Genesis files for bankruptcy. Here's why it's alarming🚨; Sequoia doubles down on early-stage founders 🚀; FTX 2.0? 👀

FTX was actually a real estate company 🏡; DeFi, Blockchain, and the future of finance 🔮; This Fintech vertical is recession-proof 💸

Here's how India is disrupting the entire global payments space🇮🇳💳; When you thought you've seen it all, this happened... 🤯; Silvergate Bank is the mirror of the struggling crypto market 📉

BREAKING: FTX was actually a real estate company 🏡; Web3 funding is losing steam 💨; Crypto infrastructure is drawing in big bucks 💸

AmEx is building a B2B payments powerhouse 🚀; DeFi, Blockchain, and the future of finance 💸; If this can happen, we're screwed 🥲

Musk's vision of Twitter is just "Reddit"? 😬; JPMorgan is the Microsoft of Banking 😎; Will FinTech companies become Media Companies in 2023? 🤔

This FinTech vertical is recession-proof 💸; "Fake it till you make it", or the craziest FinTech fraud since FTX 😳; Crypto crime is on the rise as the industry falters 📈

Amazon is now in the payments business too. And it could be huge 🤯; Lessons from the neobank that shouldn’t have failed💡; Crypto contagion comes in waves… Here's another one 🌊

These FinTech sectors will thrive in 2023 🚀; Crypto contagion comes in waves… Here's another one 🌊; Bye, Blockchain 👋

Stripe losing 40% of its valuation is the least expected thing in FinTech over the last 10 years 😳; Lessons from the neobank that shouldn’t have failed💡; Cash is still king 👑

Brutal layoffs at Coinbase. Again 😳; Amazon is now in the payments business too. And it could be huge 🤯; InsurTech is going to boom in 2023 🚀

RIP Goldman Sachs 🪦; How much money laundering is in NFTs? You will be shocked 😳; Starling Bank, the underrated FinTech success story 🤌

From $1.5B to $0 in 4 months, or a wild story of Wyre 🤯; The hidden factor of NFT adoption 👀; Trade Republic making moves 💸

Make 2023 the best year for financial technology 🚀

FinTech death toll rises: FTX collapse causes a massive bank run 🤯; 2023 will be the year when the verticalization of FinTech continues 🚀; What Coinbase’s $100M fine really means? 🤔

Top banking trends to watch in 2023 🔮; Yet another proof of how fragile crypto security is 🔓; The bullish case for Decentralized Finance isn't holding up 😔

Top 10 FinTech predictions for 2023 🔮